Well, that's the truth...🤷🏻‍♀️ ⠀ Dig Well, that's the truth...🤷🏻‍♀️
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Digital nomad life isn’t for everyone.

There are days you’ll feel excited to live in a new country every couple of months, ready to learn about other cultures & always inspired by fellow digital nomads you meet on the road. 

But there are days where you’ll feel lonely, stuck, miserable and exhausted from moving and/or always making new friends. 

This digital nomad lifestyle is no way perfect, as it may look. But…

We wouldn’t have it any other way 🤍
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#travelreels #digitalnomadlife #funnytravel #traveltheworld #catchflightsnotfeelings #workandtravel #workfromwifi #digitalnomad #travellifestyle #traveladdict #travel #twoticketsanywhere #travelblogger #travelawesome #digitalnomadlifestyle #fulltimetravel #passportcollective #travelcouple #funnytravel
there's just something about this feeling ✈️⠀
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#travelreels #digitalnomadlife #funnytravel #seetheworld #catchflightsnotfeelings #workandtravel #workfromwifi #digitalnomad #travellifestyle #traveladdict #travel #twoticketsanywhere #travelblogger #travelawesome
sunsets in zadar, croatia 🫶⠀
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#hotsummernights #midjuly #digitalnomadcouple #zadar #croatia #europesummer #zadarcroatia #digitalnomadlife #workfromanywhere #remotework #travel #travelreels
Zagreb isn’t your likely destination when visiti Zagreb isn’t your likely destination when visiting Croatia 🇭🇷

In fact, lots of people never make it up this way. But digital nomads do!

Here’s the reasons we chose Zagreb as our digital nomad hub for the month of July:

💸 AFFORDABLE COST OF LIVING
Zagreb is less crowded during the summer time which means you get more deals on things like accommodation - its much cheaper than Split or Dubrovnik! Here’s some numbers (in USD) to give you a better picture:

🚊 Public transport = $0.80
☕️ Coffee + drinks = $2 - $4
🍽 Eating Out = $9 - $12
🛶 Activities = $5 - $50

👯‍♀️ GROWING DIGITAL NOMAD COMMUNITY
We’re surprised by how strong the community is in Zagreb! We made friends during our first coworking event & found an awesome group of digital nomads to hang out with ever since.

👩🏻‍💻 DECENT CAFE & COWORKING SCENE
We cowork at cafes with our friends at least 2-3 times a week. Coworking is kind of expensive here and imo not worth it because it’s too ‘corporate’ for our liking.

⛺️ GREAT BASE TO EXPLORE CROATIA
Plitvice Lakes is 2.5 hours away & popular coast towns like Pula, Zadar or Rovinj are only 3-4 hours drive away. You get the structure that comes from having a base but you get to travel/explore on the weekends - kinda perfect!

☺️ COMFORTABLE LIFESTYLE
Public transport is a breeze in Zagreb - you can take a bus, tram or walk into the city fairly quick. It's super safe here!

We’ve lived in Zagreb as digital nomads for a couple weeks now and tbh - we didn’t love it at first. But after some time, we can now say we are seriously enjoying our lifestyle here. The community is amazing and we’re so glad we chose Zagreb! It’s just so peaceful and comfortable (which you don’t expect from a capital city)!

Would you consider being a digital nomad in Zagreb?

#digitalnomaddiaries #workfromwifi #fulltimetravel #workandtravel #digitalnomad #laptoplifestyle #workanywhere #digitalnomadlifestyle #travelblog #digitalnomadlife #blogger #twoticketsanywhere #digitalnomadblogger #beCEOofyourlife #digitalnomadcouple
Travel solves life's problems, right? 😅⠀ ⠀ Travel solves life's problems, right? 😅⠀
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#traveltheworld #travelreels #digitalnomad #travelinglifestyle #travelfunny #traveladdict #wanderlust #travelreels #exploretheworld #catchflights #traveling #fulltimetravel #digitalnomadlifestyle #travelcouple
And we’re LIVE 🥳 Two Tickets Anywhere is a bl And we’re LIVE 🥳 Two Tickets Anywhere is a blog with everything you wish you knew about the digital nomad lifestyle.⁣
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When we first started out, there was barely any content on this lifestyle. We just had to jump in headfirst and figured it out from there. ⁣
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That’s why we created Two Tickets Anywhere where you can learn about things like:⁣
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👩‍💻 best places to work from (coworking/cafes)⁣
💸 honest cost of living guides⁣
✈️ discover new, upcoming DN cities ⁣
👯‍♀️ join a community of people that just get you⁣
🗺 complete digital nomad destination guides⁣
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After 4 years of full-time travel, we are excited to launch our digital nomad blog to help you work online and travel the world!⁣
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Check it out - twoticketsanywhere.com⁣
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If you want to support us, the best way is to obvs read our blog posts BUT also subscribe to our newsletter which drops on Sunday 🥳⁣
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#digitalnomadblog #twoticketsanywhere #traveltheworld #digitalnomadlifestyle #travelinglife #fulltimetravel #digitalnomadcouple #travelreels #travelcouple #golittlerockstar #createalifeyoulove #remotelife #workfromanywhere #workfromwifi #exploretheglobe
Novi Sad, this charming town is the best day trip Novi Sad, this charming town is the best day trip from Belgrade🇷🇸

Looking to escape the city life? It’s easy enough to catch the train, Novi Sad is a small town perfect for chilling, wandering around and drinking coffee at the cute cafes.

HOW TO GET THERE 🚊
Take the Coco high-speed trains that get you to Novi Sad in only 36 mins. Buy tickets via the app - Srbija voz and it’s only going to cost $3.40 USD for a one-way first class ticket.

COFFEE ☕️
Sit at a cafe and enjoy a cup of coffee - Zenit Books & Loft Downtown.

FOOD 🥘
Pls try Burek - the best place in Novi Sad is 100% Burek. Kombinat is a popular place to have lunch. But we recommend grabbing food from Maxi and having a picnic at Danube Park!

SEE, DO 🏰
Visit the Petrovaradin Fortress at sunset, chill on the ‘beach’ - The Strand, walk around Danube Park & stare at the beautiful Name of Mary Catholic Church.

You can spend a day in Novi Sad or it’s also great for a weekend getaway. Whichever you choose, just don’t miss Novi Sad on your digital nomad travels through Serbia 🇷🇸

#twoticketsanywhere #fulltimetravel #serbia #novisad #visitserbia #digitalnomadserbia #seetheworld#digitalnomaddiaries #workfromwifi #fulltimetravel #workandtravel #serbiatourism #novisadserbia
oops i accidentally booked a flight again 😋⠀ oops i accidentally booked a flight again 😋⠀
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#traveltheworld #funnytravel #catchflightanotfeelings #digitalnomadlife #fulltimetravel #digitalnomadcouple #travelcouple #travelreels #digitalnomadreels #travellifestyle #travel
It’s our 4-year digital nomad anniversary today! It’s our 4-year digital nomad anniversary today!

On June 19, 2018, Matthew and I landed in Bali, Indonesia to start our full-time digital nomad journey. As young 23/24 year olds, we bought two one-way tickets with no plan.

🤷🏻‍♀️ Were we crazy? Maybe. 
🤷🏻‍♀️ Were we naive? Maybe. 
✔️ Were we brave? Yes, we had to be. 

This day was the most exciting, thrilling and adventurous day but also the most nerve-wracking, scariest and toughest decision we made. It was the day EVERYTHING changed for us!

We’ve been judged and criticized for this lifestyle. I mean - we were working remotely before it became a “norm”. We don’t have a home base or a white picket fence. Our only belongings are what could fit in a single suitcase. 

Its certainly not for everyone but it’s what we've chosen for ourselves. 

While it’s not the perfect lifestyle that’s it constantly portrayed, we are so happy we took the leap of faith and we will never take this freedom for granted!

We’ve had the privilege to learn so much about other cultures, meet so many incredible & inspiring people (you know who you are) and explore this beautiful world.

Grateful, to say the least. 
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#digitalnomadanniversary #digitalnomaddiaries #workfromwifi #fulltimetravel #workandtravel #digitalnomad #laptoplifestyle #workanywhere #digitalnomadlifestyle #travelblog #digitalnomadlife #blogger #twoticketsanywhere #digitalnomadblogger
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Two Tickets Anywhere

Digital Nomad Couple

  • DIGITAL NOMAD
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Revolut Review 2023: An Honest Review From A Digital Nomad

Filed Under: Digital Nomad, Travel, Work Online Updated on January 9, 2023

revolut review
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Considering getting Revolut?

Revolut offers a ton of features that will benefit any digital nomad, traveler or expat. On the surface, it looks like a solution to a big problem.

But what is it really like when using Revolut for everyday transactions?

In my complete and honest Revolut review as a full-time digital nomad – I’ve left nothing out.

Here’s everything you need to know about Revolut to decide whether it’s worth it for you.

In This Article: hide
Revolut Review: What Is Revolut?
Who Is Revolut For?
Revolut Review: The Top Features Revolut Offers
Revolut Debit Cards
International Currency Exchange
International Transfers
Budgeting & Analytics
ATM Withdrawals
Savings Vaults
Account Security
Customer Support
Revolut Investing Tools
Cryptocurrency Exchange
Stock Trading
Commodities Trading
Revolut Fees & Plans
Revolut Plus: Coming Soon?
Revolut Review: Pros & Cons
Revolut Pros:
Revolut Cons:
How To Sign Up For Revolut
Revolut Review Wrap Up
Frequently Asked Questions:

Revolut Review: What Is Revolut?

Revolut is an online financial app that allows you to exchange currencies cheaply and make international transactions easily.

It’s a UK based company that started in 2015 primarily as a travel card that provided international currency exchanges at the real international exchange rate.

While it may look like a digital bank, Revolut isn’t actually a bank. It’s a financial technology (fintech) company that offers some amazing features at extremely low prices.

Who Is Revolut For?

Revolut is for anyone that want’s to save money on international exchanges and foreign transaction fees.

Revolut is available to citizens and residents in:

  • The United States
  • European Economic Area (EEA)
  • Australia
  • Singapore
  • Switzerland
  • Japan
  • The United Kingdom

You can hold and make direct deposits in over 30+ currencies worldwide. Revolut also allows you to spend in over 150+ different countries and currencies.

Revolut Review: The Top Features Revolut Offers

Considering Revolut for yourself?

Here is a Revolut review of all of the features.

Revolut Debit Cards

Revolut provides debit cards and virtual cards.

The cards have different features you can use for different things.

revolut debit cards

Virtual Debit Cards

Virtual Revolut cards allow you to make purchases online without using a physical card. It’s like having card details that only exist within the app.

 

You can also get single-use virtual cards that expire after you one purchase with them.

Once you make a transaction with a single-use virtual card, the card details will automatically expire and new card details are generated. How does this help?

It’s an added layer of security when making a payment online.

Physical Debit Cards

What about the Revolut physical debit cards?

Revolut is accepted in most countries, allowing you to make transactions in over 150+ currencies around the world. Best of all, you get the real international exchange rate with no hidden fees.

150 currencies

This alone will save you a ton of money! I have even seen times when you get a better exchange rate than what’s displayed in the XE app.

Do you use Apple Pay or Google Pay?

All Revolut debit cards can be added to your phone wallet so you can use Apple Pay or Google Pay.

The debit cards also have “pay waive” so you don’t need to insert or swipe the bank card when paying in-store.

In Medellin, Colombia, we were surprised by how accepted Apple Pay was. We almost always used it instead of pulling out the card.

Another card feature I love about Revolut is notifications.

You’ll get instant payment notifications every time you spend money. The notifications are displayed in both the foreign currency you paid and your home currency. This is a great feature to track your expenses in real-time.

Revolut cards make spending money convenient and accessible all over the world.

International Currency Exchange

Here’s the truth:

Regular banks love it when you make transactions in foreign currencies.

Why?

Because they make a ton of money from you. They will charge you a:

  • Foreign transaction fee
  • Currency exchange fee
  • Exchange commission fee

This usually ends up with you paying 4%-5% extra in fees for every transaction you make. And don’t be fooled; the amount they charge you does not at all represent the cost they incur.

The bank will then charge the vendor a 1%-2% fee to facilitate the transaction. This means they make anywhere between 5%-7% per transaction on purchases made overseas. It really does irritate me.

Ready for some good news?

Currency exchange is where you will get the most benefit from Revolut.

Revolut gives you the real international exchange rate for all currencies. This means you should be able to Google the exchange rate and get the same (or very close) price on Revolut.

revolut exchange euro to usd
Revolut Exchange
euro to usd Google exchange
Google Exchange

 

You can also exchange money and hold it in 30+ currencies.

Here’s why I love this:

Imagine you are going to Playa del Carmen as a digital nomad. You can exchange your home currency directly into Mexican Pesos (MXN). But we also know that currencies fluctuate up and down daily for a number of reasons.

Revolut allows you to follow the exchange rate in real-time so that you can change money at the time when you get the best rate.

And if you don’t want to check the currency every day, you can set up an automatic limit and stop orders. That means you tell Revolut the price when you want to exchange and Revolut will do it automatically.

With Revolut, you not only get the best currency exchange rates possible, but you can also exchange your money with its most favourable to you!

It doesn’t get much better than that.

International Transfers

If you make regular international transfers, you know how high the fees are!

Revolut offers 10 zero fee international direct deposit transfers into 30+ different currencies every month. This means you make direct deposits into foreign bank accounts while still getting the real exchange rate.

international transfers

You can see the exact amount the recipient will receive before hitting send. There are no hidden fees that the recipient or you will have to pay.

Run a business with international staff? Save yourself some money and make sure they get paid the whole amount when you direct deposit in their local currency.

If you compare this with a service like PayPal, you really start to see how much Revolut will save you international bank transfers.

A Revolut international bank transfer typically takes 1-2 business days to arrive in the recipient’s bank account. In some cases it takes less than a day!

Budgeting & Analytics

Like to keep track of your money?

Revolut offers some good budgeting and analytics tools to track your spending each month.

Each transaction you make is automatically categorized for you. At the end of the month you can see how much and where you spent your money.

revolut budgeting and analytics

You can compare your spending habits with previous months and get a year-to-date spending analysis.

Revolut also gives you an option to set a budget. If you aren’t sure what that budget should be, Revolut will provide you with a recommendation based on your previous spending habits.

You’ll also get notifications throughout the month about how you are going. After a while Revolut can even predict what they think you will spend as the month goes along.

revolut forecasting spending

These tools make it easy to track your spending and understand your spending habits. While we were in San Cristobal de las Casas as digital nomads, I could see that most days from 3-5pm I would go out and buy a snack.

Revolut showed this inside the app and made it easy to identify. It didn’t stop my habit, but that’s more of a personal problem.

One of the things I don’t like about the analytics features is it doesn’t automatically account for split bills.

Revolut has a feature that makes it easy to split transactions with other Revolut users. If you go to a restaurant with a friend, you can easily pay the whole bill and then split the bill with your friend all inside the app.

The thing is that the analytics will show you paid the entire bill even if your friend transfers their half. You have to manually link the transfer your friend made to the split bill in order for the analytics to add up correctly.

It’s not a huge issue, but it can change the accuracy of your analytics.

ATM Withdrawals

Not every location we visit accepts cards.

Cash is needed when traveling in lots of locations. That means you will need to withdraw money from local ATMs in the country you happen to be in.

This was especially true in Lake Atitlan, Guatemala.

International ATM cash withdrawals are another place banks usually sting you with fees. And you often have to pay the bank that owns the ATM a transaction fee as well!

Revolut allows you to take out money at over 55,000 ATMs. Most of these are going to be located in your home country.

revolut atm withdrawls

So what if you are overseas?

 

You can take up to $1200 USD out of foreign ATMs with no fees each month. And if you need more than that, it’s a 2% withdrawal fee for every dollar after.

fee free atm withdrawl limit

Not bad at all!

The foreign ATM may still charge you a transaction fee, but there isn’t much you can do about that.

Before you withdraw, do a quick search within the Revolut app to see if any ATMs close to you within the Revolut network have fee free withdrawals.

It’s a simple way to save a few bucks whenever you need to take out cash.

Savings Vaults

Vaults are a cool way to save and manage your money.

Think of vaults like extra savings accounts inside of the app. Simply add money to the vault and Revolut will securely hold it for you.

revolut vaults

Anytime you want to use the money, you can withdraw it back to your main current accounts. This all happens instantly and with a click of a few buttons.

And if that’s not enough…

Vaults don’t just have to be in your home currency. You can create vaults in 30+ different foreign currencies as well!

Have a savings goal you need to hit?

Set up a vault specifically to save for something. You can create automatic transfers to the vault so you can put your savings on auto-pilot.

If you really want to speed up your savings, you can turn on the “round-ups” setting.

This will automatically round up each transaction to the nearest whole dollar amount and deposit the difference into the vault.

For example, the transaction ends up being $11.37, Revolut will round it up to $12.00 and deposit the extra $0.63 into the vault for you. You can even set it so 1x-10x roundups so you really save at a rapid rate.

spare change roundups

We use vaults and round-ups to make managing our money easier. It’s a cool feature that works really well!

On their paid plans in some countries, Revolut will pay you interest on the money you have in a savings vault. You’ll get .05% APY on savings with Standard Revolut accounts and .07% APY for Revolut Premium and Revolut Metal. It’s just like having savings account at a bank!

Account Security

Do Revolut accounts have good security features?

Short answer – Yes.

The truth is Revolut security features are better than most traditional and online banks. They offer lots of control over how much security you want.

Here’s what I mean:

There are a number of security settings that you can turn off or on in the Revolut app. This includes allowing:

  • ATM withdrawals
  • Online payments
  • Contactless card payments
  • Swipe Card payments
  • Location-based security

revolut security

Location-based security is a really good feature. If your phone is not near where the transaction is being made, Revolut will block it and freeze your account. They also send you a notification.

This means that even if your card is stolen, you won’t lose any money.

Freezing and unfreezing cards is also easy and fast. You can tap the setting you want inside the app and it takes effect immediately.

I see lots of people online complaining about the account freezing security feature. To me, this makes no sense.

It’s a security feature that protects your money. And if Revolut freezes it by mistake, it takes less than 5 seconds to unfreeze it again.

But what if you don’t want the feature at all?

Simple: Just turn it off.

With Revolut, you really do have more control over your security. This is a huge benefit that many other traditional banks don’t offer.

Most Revolut transactions will require you to put in your pin. When you set up your account, you will choose a unique pin for your card.

What if you forget or lose your pin?

You can always see your pin inside your app.

pin settings

You can also change your pin at any time, at any ATM.

The bottom line – your money is protected!

And if something does happen, deposits in your vaults are FDIC insured up to $250,000 USD for US customers and FSCS insured up to £85,000 in the UK. European and Australian customers also have some similar protection.

I am really impressed with the amount of security that Revolut offers and gives me complete peace of mind when spending overseas.

Customer Support

Customer support on Revolut can be hit and miss.

If you do a quick Google search for Revolut review customer support, you’ll see a ton of people complaining. This isn’t accurate because most people only bother reviewing when they have bad experiences.

I have spoken to Revolut support quite a bit. This is my personal experience.

Revolut offers a chat feature within the app to contact customer support whenever you need it.

revolut live chat

Their agents are pretty knowledgeable and can help you with most things. Sounds pretty good, right?

Here’s the problem:

It can take 4-12 hours for their customer support to message you back. Have a time-sensitive issue? You could be in some trouble.

If that’s not bad enough…

When they do reply, if you aren’t online or don’t see the response they will close the chat after about 5-7 minutes.

That means you need to start the whole process again.

This is how Revolut picks up its negative customer support reviews. And I think that’s fair enough because it’s not very “instant” or “customer-friendly”.

But there’s a way around it…

Pay for one of their premium plans. I have the metal plan and whenever I contact support, it’s almost an instant reply. The level of customer service I have experienced has also been much better on Metal than when I was on the free plan.

I guess this makes sense but I do see it as a big mark against Revolut in general. After all, Revolut manages people’s money whether they pay for a plan or not, so they should offer a high level of customer service regardless.

Revolut Support Tip – If you need to contact Revolut support you will have to go through their AI chatbot, Rita. This is an annoying and time-consuming process so here’s what you should do instead.

Open the chat support and immediately type in “live agent”.

get live agent

This command will automatically transfer you to a live agent and skip dealing with Rita altogether.

Revolut Investing Tools

Revolut has evolved into more than just a multi-currency financial app.

They are moving towards being an easy-to-use financial services company. Think of it as a simple version of Charles Schwab.

Revolut has added some cool investing tools to the app that I think have some merit. Especially if you are just getting started.

Cryptocurrency Exchange

Revolut introduced crypto trading to the app back in 2019.

And it has been very successful for a number of reasons. First of all, they charge very little fees and allow you to buy crypto for as little as $1.

revolut crypto trading

Most crypto exchanges will make you buy at least $25 of crypto. With Revolut it’s easy and doesn’t cost much to get in on the crypto action.

Revolut also features simplified trading charts that make it easy to understand the markets. You can even set up live notifications to get notified whenever a currency you are following hits a certain point.

Want Revolut to handle buying and selling automatically?

Easily set up stop and limit orders so you can buy and sell whenever the crypto hits a certain price. Revolut also offers recurring buys so you can make repeat purchases regularly without having to do anything.

auto trading

All of this is simply done from the app!

At the moment, they only offer 30+ cryptocurrencies you can trade on the platform, and they tend to be the bigger well-known currencies. They are always looking at adding more, but if you are a big altcoin investor, you’ll still need your other exchanges.

While I think the crypto features are great for beginners, there is a couple of downsides.

Revolut is not actually a crypto exchange. To offer instant trading and low fees Revolut has partnerships with a number of other crypto exchanges.

What this means is Revolut buys the crypto from the exchange and “holds” the currency for you. You do own the currency but if Revolut went out of business tomorrow, it’s possible you could lose all of your crypto investments.

Of course, this isn’t likely to happen but it’s good to know.

Another issue is you can’t send your crypto from your Revolut account to your crypto wallet.

This means it’s kind of “stuck” in Revolut. You have to sell and change it back to a fiat currency to get it out. This sucks if you are buying and holding crypto for long-term gain.

The truth is Revolut crypto trading isn’t for everyone and that’s ok.

One of the biggest reasons to use Revolut for crypto trading is the speed and fees. You could buy a cryptocurrency in the morning, sell it in the afternoon and use the profits to buy dinner that evening (hypothetically, of course).

But it really is that seamless and fast!

Stock Trading

Revolut has recently launched stock trading in some countries.

Similarly to crypto trading, the goal is to make it quick and easy to trade stocks in real-time.

The user experience is really nice and it’s easy to buy and sell stocks whenever you want. You can also set stop and market orders so you can automatically buy a stock at a set price and get out of a trade when the stock increases/decreases.

Currently you can invest in 800+ global companies, which are mostly well known leading companies like Apple and Amazon. The minimum investment is just $1, making it easy to get into the stock market game.

revolut stock trading

Inside the Revolut stock dashboard you’ll get simple analysis graphs that update in real-time. While these won’t satisfy seasoned professionals, they are perfect for people starting their stock trading portfolio.

You can also set up notifications to be alerted when a stock drops or hits a desired price.

What about fees and commissions?

Revolut offers 1 zero fee trade per month for Standard account users and 5 zero fee trades for Premium and Metal users. This is pretty generous because most stock exchanges charge traders pretty hefty fees and commissions.

revolut trading fees

After the free trade, they charge a flat 0.25% fee or the minimum country-specific fee – whichever is greater. Minimum country-specific fees are usually about $1-$2 USD but do change depending on what country you are from.

Overall stock trading on Revolut is really fluent. You don’t need much money to get started and it’s easy to buy and sell as you want.

Commodities Trading

Love your silver and gold?

Yes, you guessed. Revolut even allows you to buy commodities instantly through the app.

revolut commodities

And like stocks and crypto, the minimum investment is just $1. You can even round up spare change in commodities, so you are consistently buying over time.

The commodities that have Revolut has at the moment are just silver and gold.

But for most interested people this will be enough to have some fun and hopefully make a little bit of money as well.

Revolut Fees & Plans

Want to get the most out of your Revolut account?

Revolut Offers 3 different plans:

  • Standard – Free
  • Premium – $9.99/m USD (or your country equivalent)
  • Metal – $16.99/m USD (or your country equivalent)

Revolut Premium and Metal users get a lot more benefits. If you are interested in learning more about Revolut Premium, check out my complete Revolut Premium Review.

Here’s a curated list of what’s included and the differences between the Revolut plans:

StandardPremiumMetal
PriceFree$9.99/month$16.99/month
Spend in currencies150+150+150+
Hold in currencies30+30+30+
Out-of-network ATM withdrawalsUp to $1,200/monthUp to $1,200/monthUp to $1,200/month
Crypto, Commodity & Stock TradingYesYesYes
Saving Account APY Earnings0.05% APY (depends on country)0.07% APY (depends on country)0.07% APY (depends on country)
Free Card DeliveryStandard (5-10 business days)Express (1-3 business days)Express (1-3 business days)
Fee-free international transfers101010
Overseas medical insurance (depends on country)NoYesYes
Delayed baggage and flight insurance (depends on country)
NoYesYes
Cashback (depends on country)NoneNone1% on foreign transactions. 0.1% on home currency transactions.
Card DesignStandardPremium card with exclusive designsExclusive Revolut Metal card
LoungeKey Pass accessNoneYes, Discounted (about $30 USD per lounge pass)Yes, Discounted (about $30 USD per lounge pass)
Free lounge passes for 1hr delayed flightsNoneYou + 1 FriendYou + 3 Friends
24/7 customer supportStandardPriorityPriority

I personally have the Metal plan and love it! If you use Revolut as your day-to-day debit account, I think it’s worth upgrading to a paid plan.

Plus with the Metal plan, you actually get real 18g metal cards. It feels so premium that most restaurants don’t believe me when I tell them it’s a debit card, not a credit card.

One of the big reasons I recommend the Metal cards is cashback. Revolut gives you 1% cashback (depends on your home country) on all purchases made in a foreign currency. This alone more than covers my Metal plan fees every month.

Revolut Plus: Coming Soon?

Revolut has launched a plan called Plus in the UK only. They are currently testing this plan with UK customers to see if it’s worth rolling out globally.

revolut plus account

The Revolut plus plan starts at £2.99 per month.

For this you get:

  • 24/7 priority customer support
  • Better international ATM withdrawal limits
  • £1,000/year limit purchase protection
  • Higher interest on your savings

We will wait and see if they end up launching the plus worldwide.

Revolut Review: Pros & Cons

For the most part, Revolut offers a ton of benefits to digital nomads and travelers.

But not everything is perfect. Here is a list of Revolut pros and cons:

Revolut Pros:

  • A powerful app that allows you to manage your money (and more) from your phone
  • Debit cards and disposable virtual cards that can be added to Apple Pay and Google Pay
  • Transactions are made at the real exchange rate which will save you lots of money in foreign exchange fees
  • Hold money in 30+ foreign currencies
  • 10 free direct debit deposits to over 30+ countries at the real exchange rate
  • Simple budgeting and analytics tools to keep track of your money easily
  • Free international ATM withdrawals up to $1,200 USD per month
  • Vaults make saving and managing money easy
  • Excellent and flexible security features to protect your money while overseas
  • Simple and beginner-friendly investment tools for crypto, stocks and commodities
  • Travel insurance and medical insurance are included for paid members in some countries

Revolut Cons:

  • Long customer support wait times and sometimes unhelpful
  • The Revolut app takes a while to get used to and isn’t super user friendly
  • At some point, you may need to prove your income and Revolut will just freeze your account until you provide the documents (this is to prevent money laundering)

How To Sign Up For Revolut

I get it:

Signing up for most digital banks is a long and annoying process. But because Revolut is not a bank, you don’t have those issues.

Revolut has made it super easy to signup. It can take you less than 5 minutes and it’s completely free. Here’s a quick step-by-step guide to help you.

  1. To start off, use my Revolut referral link and you’ll get $10 USD when you make your first transaction.
  2. Type in your mobile phone number and click Signup now.
  3. Download the Revolut app from the Apple App Store or Google Play Store and input the code you should have just received by text from Revolut.
  4. Now you need to add your address details and upload a photo ID to verify your account.
  5. Review and accept the Revolut terms and conditions.
  6. Lastly the exciting part! Order your new Revolut card and it should arrive within 5-10 business days.

All done!

Revolut Review Wrap Up

Revolut Review Verdict: Is Revolut worth it?

My answer – Yes.

As a digital nomad, I think Revolut is one of the best banks for digital nomads, travelers and expats. I use Revolut as my everyday checking bank account and subscribe to the Metal plan.

Revolut will save you a ton on international fees if you travel a lot. The app makes it easy to manage your money overseas and offers lots of other great benefits to take advantage of.

I also really love the level of security that Revolut offers.

You are in complete control of your security settings and can change them with a tap of the button. I don’t know of any other bank (traditional or digital) that offers this level of control!

Ready to get your own Revolut account?

Use this link and you’ll get a $10 welcome bonus when you make your first transaction of any amount from your new account. Some terms and conditions do apply.

Got any questions?

Feel free to ask them in the comments below.

Frequently Asked Questions:

Is Revolut a real bank?

No, Revolut is not a real bank. It is classified as a financial technology (fintech) company. Fintech companies can offer more benefits than traditional banks but still operate like a normal bank which is what makes them so attractive.

What bank is behind Revolut?

There are lots of banks behind Revolut. The bank that is behind Revolut will change from country to country. In the US it is Metropolitan Commercial Bank in New York. In the UK it’s Barclays and Lloyds. In Australia, it’s ANZ that is behind Revolut.

Is Revolut bank safe?

Yes, Revolut bank is safe. Revolut is a real, legitimate company and offers many account security features. It is a great option to spend money securely overseas and make international foreign wire transfers.

Revolut Disclaimers:

Please note that Revolut is frequently updating its products and features, see the Revolut Terms and Conditions for the latest offerings. Revolut is a financial technology company. Banking services are provided by Metropolitan Commercial Bank, (Member FDIC).

The content of this Revolut review does not concern any customers that are based outside of the US” or “All crypto fees and features are for customers based in the USA only. Revolut’s cryptocurrency services in the US are provided directly by Paxos Trust Company. As a reminder, please note that cryptocurrencies are not FDIC or SIPC Insured and that investments in cryptocurrencies may lose value.

Metropolitan Commercial Bank does not hold, trade or sell cryptocurrency and does not provide FDIC Insurance for cryptocurrency funds. Non-fiat funds (i.e. cryptocurrency) are converted to US Dollars before being spent on the Mastercard.

In: Digital Nomad, Travel, Work Online

Sunday Suitcase Newsletter

A newsletter for digital nomads! Each Sunday you'll receive an email with the latest nomad news, digital nomad lifestyle tips, new destination guides and work online tips to ease you into your week.

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Welcome!

We’re Matt and Ashley, the American-Aussie couple behind this blog. In 2018, we realized we could take our work with us…anywhere in the world. We packed our bags, sold our stuff and bought two tickets to Bali. Today, we slow travel full-time, run our business from our laptops and embrace life one adventure at a time. We’ve completely fallen in love with the freedom that comes with this lifestyle and we hope to inspire you to join us on the digital nomad journey!

Recent Posts

  • Coworking Space Athens: Top Spots For Digital Nomads In 2023 January 27, 2023
  • SafetyWing Review: Is SafetyWing As Good As People Say? January 23, 2023
  • Which ATMs In Greece Should You Use? [Banks, Fees, Cards] January 19, 2023
  • What To Do In Thessaloniki: Your Complete 3-Day Itinerary January 18, 2023
  • Cost Of Living In Athens 2023: Is It Cheap Or Expensive? January 17, 2023

Sunday Suitcase Newsletter

A newsletter for digital nomads! Each Sunday you'll receive an email with the latest nomad news, digital nomad lifestyle tips, new destination guides and work online tips to ease you into your week.

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Well, that's the truth...🤷🏻‍♀️ ⠀ Dig Well, that's the truth...🤷🏻‍♀️
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Digital nomad life isn’t for everyone.

There are days you’ll feel excited to live in a new country every couple of months, ready to learn about other cultures & always inspired by fellow digital nomads you meet on the road. 

But there are days where you’ll feel lonely, stuck, miserable and exhausted from moving and/or always making new friends. 

This digital nomad lifestyle is no way perfect, as it may look. But…

We wouldn’t have it any other way 🤍
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#travelreels #digitalnomadlife #funnytravel #traveltheworld #catchflightsnotfeelings #workandtravel #workfromwifi #digitalnomad #travellifestyle #traveladdict #travel #twoticketsanywhere #travelblogger #travelawesome #digitalnomadlifestyle #fulltimetravel #passportcollective #travelcouple #funnytravel
there's just something about this feeling ✈️⠀
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#travelreels #digitalnomadlife #funnytravel #seetheworld #catchflightsnotfeelings #workandtravel #workfromwifi #digitalnomad #travellifestyle #traveladdict #travel #twoticketsanywhere #travelblogger #travelawesome
sunsets in zadar, croatia 🫶⠀
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#hotsummernights #midjuly #digitalnomadcouple #zadar #croatia #europesummer #zadarcroatia #digitalnomadlife #workfromanywhere #remotework #travel #travelreels
Zagreb isn’t your likely destination when visiti Zagreb isn’t your likely destination when visiting Croatia 🇭🇷

In fact, lots of people never make it up this way. But digital nomads do!

Here’s the reasons we chose Zagreb as our digital nomad hub for the month of July:

💸 AFFORDABLE COST OF LIVING
Zagreb is less crowded during the summer time which means you get more deals on things like accommodation - its much cheaper than Split or Dubrovnik! Here’s some numbers (in USD) to give you a better picture:

🚊 Public transport = $0.80
☕️ Coffee + drinks = $2 - $4
🍽 Eating Out = $9 - $12
🛶 Activities = $5 - $50

👯‍♀️ GROWING DIGITAL NOMAD COMMUNITY
We’re surprised by how strong the community is in Zagreb! We made friends during our first coworking event & found an awesome group of digital nomads to hang out with ever since.

👩🏻‍💻 DECENT CAFE & COWORKING SCENE
We cowork at cafes with our friends at least 2-3 times a week. Coworking is kind of expensive here and imo not worth it because it’s too ‘corporate’ for our liking.

⛺️ GREAT BASE TO EXPLORE CROATIA
Plitvice Lakes is 2.5 hours away & popular coast towns like Pula, Zadar or Rovinj are only 3-4 hours drive away. You get the structure that comes from having a base but you get to travel/explore on the weekends - kinda perfect!

☺️ COMFORTABLE LIFESTYLE
Public transport is a breeze in Zagreb - you can take a bus, tram or walk into the city fairly quick. It's super safe here!

We’ve lived in Zagreb as digital nomads for a couple weeks now and tbh - we didn’t love it at first. But after some time, we can now say we are seriously enjoying our lifestyle here. The community is amazing and we’re so glad we chose Zagreb! It’s just so peaceful and comfortable (which you don’t expect from a capital city)!

Would you consider being a digital nomad in Zagreb?

#digitalnomaddiaries #workfromwifi #fulltimetravel #workandtravel #digitalnomad #laptoplifestyle #workanywhere #digitalnomadlifestyle #travelblog #digitalnomadlife #blogger #twoticketsanywhere #digitalnomadblogger #beCEOofyourlife #digitalnomadcouple
Travel solves life's problems, right? 😅⠀ ⠀ Travel solves life's problems, right? 😅⠀
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#traveltheworld #travelreels #digitalnomad #travelinglifestyle #travelfunny #traveladdict #wanderlust #travelreels #exploretheworld #catchflights #traveling #fulltimetravel #digitalnomadlifestyle #travelcouple
And we’re LIVE 🥳 Two Tickets Anywhere is a bl And we’re LIVE 🥳 Two Tickets Anywhere is a blog with everything you wish you knew about the digital nomad lifestyle.⁣
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When we first started out, there was barely any content on this lifestyle. We just had to jump in headfirst and figured it out from there. ⁣
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That’s why we created Two Tickets Anywhere where you can learn about things like:⁣
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👩‍💻 best places to work from (coworking/cafes)⁣
💸 honest cost of living guides⁣
✈️ discover new, upcoming DN cities ⁣
👯‍♀️ join a community of people that just get you⁣
🗺 complete digital nomad destination guides⁣
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After 4 years of full-time travel, we are excited to launch our digital nomad blog to help you work online and travel the world!⁣
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Check it out - twoticketsanywhere.com⁣
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If you want to support us, the best way is to obvs read our blog posts BUT also subscribe to our newsletter which drops on Sunday 🥳⁣
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#digitalnomadblog #twoticketsanywhere #traveltheworld #digitalnomadlifestyle #travelinglife #fulltimetravel #digitalnomadcouple #travelreels #travelcouple #golittlerockstar #createalifeyoulove #remotelife #workfromanywhere #workfromwifi #exploretheglobe
Novi Sad, this charming town is the best day trip Novi Sad, this charming town is the best day trip from Belgrade🇷🇸

Looking to escape the city life? It’s easy enough to catch the train, Novi Sad is a small town perfect for chilling, wandering around and drinking coffee at the cute cafes.

HOW TO GET THERE 🚊
Take the Coco high-speed trains that get you to Novi Sad in only 36 mins. Buy tickets via the app - Srbija voz and it’s only going to cost $3.40 USD for a one-way first class ticket.

COFFEE ☕️
Sit at a cafe and enjoy a cup of coffee - Zenit Books & Loft Downtown.

FOOD 🥘
Pls try Burek - the best place in Novi Sad is 100% Burek. Kombinat is a popular place to have lunch. But we recommend grabbing food from Maxi and having a picnic at Danube Park!

SEE, DO 🏰
Visit the Petrovaradin Fortress at sunset, chill on the ‘beach’ - The Strand, walk around Danube Park & stare at the beautiful Name of Mary Catholic Church.

You can spend a day in Novi Sad or it’s also great for a weekend getaway. Whichever you choose, just don’t miss Novi Sad on your digital nomad travels through Serbia 🇷🇸

#twoticketsanywhere #fulltimetravel #serbia #novisad #visitserbia #digitalnomadserbia #seetheworld#digitalnomaddiaries #workfromwifi #fulltimetravel #workandtravel #serbiatourism #novisadserbia
oops i accidentally booked a flight again 😋⠀ oops i accidentally booked a flight again 😋⠀
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#traveltheworld #funnytravel #catchflightanotfeelings #digitalnomadlife #fulltimetravel #digitalnomadcouple #travelcouple #travelreels #digitalnomadreels #travellifestyle #travel
It’s our 4-year digital nomad anniversary today! It’s our 4-year digital nomad anniversary today!

On June 19, 2018, Matthew and I landed in Bali, Indonesia to start our full-time digital nomad journey. As young 23/24 year olds, we bought two one-way tickets with no plan.

🤷🏻‍♀️ Were we crazy? Maybe. 
🤷🏻‍♀️ Were we naive? Maybe. 
✔️ Were we brave? Yes, we had to be. 

This day was the most exciting, thrilling and adventurous day but also the most nerve-wracking, scariest and toughest decision we made. It was the day EVERYTHING changed for us!

We’ve been judged and criticized for this lifestyle. I mean - we were working remotely before it became a “norm”. We don’t have a home base or a white picket fence. Our only belongings are what could fit in a single suitcase. 

Its certainly not for everyone but it’s what we've chosen for ourselves. 

While it’s not the perfect lifestyle that’s it constantly portrayed, we are so happy we took the leap of faith and we will never take this freedom for granted!

We’ve had the privilege to learn so much about other cultures, meet so many incredible & inspiring people (you know who you are) and explore this beautiful world.

Grateful, to say the least. 
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#digitalnomadanniversary #digitalnomaddiaries #workfromwifi #fulltimetravel #workandtravel #digitalnomad #laptoplifestyle #workanywhere #digitalnomadlifestyle #travelblog #digitalnomadlife #blogger #twoticketsanywhere #digitalnomadblogger
We made it to London! 🇬🇧⠀ ⠀ After 3.5 mo We made it to London! 🇬🇧⠀
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After 3.5 months in Colombia, we were itching for a new adventure and it all starts right here for us!⠀
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This is our 3rd time in London and it never gets old. There's always so much more to explore!
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Have you ever been to London?⠀
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#digitalnomadeurope #traveltolondon #londonreels #explorelondon #digitalnomadlondon #workfromanywhere #digitalnomadlifestyle #digitalnomadcouple #seetheworld #worklifebalance #createalifeyoulove #remotelife #digitalnomadspirit #workingfromanywhere #freelancetofreedom #wifiandadream #exploretheglobe #londonuk #reelslondon

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